Insurance Tips

Life insurance is an important safeguard to have, yet recent data shows that Millennials – anyone born from 1981 – 1996 – simply aren’t taking out life insurance policies. In fact, self-reported data shows that only 10 percent of Millennials have enough life insurance to cover their debts if they should die. This gap in coverage leaves their families at risk of having to pay off unexpected debts, like student loans. Read More

When it comes to protecting your finances, few things can be as meaningful as a solid homeowner’s insurance policy. If a disaster should strike – tornado, fire, theft – you’ll need a policy in place to safeguard against draining your savings to repair structural damage, replace stolen objects, and more. However, not all insurance policies are the same, so it’s important to know these key items about your homeowner’s insurance: Read More

You’ve done the math and determined exactly how much you can afford to spend on the home of your dreams, including down payment, monthly mortgage fees, taxes and homeowners insurance. However, you may also be required to pay Private Mortgage Insurance, commonly called PMI. Read More

Whether you’re leasing a new car or you took out an auto loan to purchase a vehicle, you may be offered a gap insurance policy. Also called loan-lease pay-off coverage, a gap policy covers the difference between the cash value of your vehicle and the outstanding balance on your loan or lease in the case of a collision or natural disaster that totals your car. Read More

Life insurance is a must-have for anyone with debts greater than their cash savings. This protects your family in the event you die before, say, paying off your student loans or credit card debt. With so many life insurance options on the market, it’s easy to find one that suits your needs and your budget, too. However, getting the best rate possible requires knowledge and strategy. Follow these tips to secure a cost-effective life insurance rate: Read More